From: Craig Phillips <>

Sent: Sunday, December 28, 2014 10:24 PM


Subject: Cocktail Talk - Crowdfunding



Cocktail Talk

March 2015

Cocktail Talk

Dear Craig:   

Welcome to CN Consulting's "Cocktail Talk".


Cocktail Talk is a casual monthly newsletter intended to arm you with amusing bits and bytes of information on whats happening in the computer world. Topics sure to break the ice and capture an audience at many a social or business event.


Cocktail Talk is archived on


Currently, on Cocktail Talk - Crowd Funding


Eric Matthew Frein used a .308-caliber sniper rifle to murder Corporal Bryon K. Dickson II, a 38-year-old Pennsylvania State Police Trooper; and critically injure Trooper Alex Douglass. Frein crashed his escape vehicle and vanished into the Pennsylvania woods on foot.


For 48 days nearly 1000 Law enforcement officers including local police, state police forces from Pennsylvania, New York, and New Jersey, Federal Bureau of Investigation (FBI), U.S. Marshals Service and the Bureau of Alcohol, Tobacco, Firearms and Explosives searched for Frein with dogs, ATVs and helicopters.


Unfortunately, at least at the time, James Tully looks a little like Eric Matthew Frein and was stopped several times while he walked through the manhunt on his two hour walk to work. Because of this Dawn DeBiase felt James deserved a car.


Being a Millenial Dawn knew if James couldn't afford a car someone should give him a car. Dawn set up a campaign on asking people to give $2,500 to James for a car.  $25,000 was raised, James bought a car for $10,000 and pocketed the rest. 


"Crowdfunding" is very similar to the "Crowdsourcing" explained in the February 2011 Cocktail Talk. But instead of trying to give money to people for doing something you try to get money from people for doing nothing.  


It's not always like that, actually it's rarely like that, and that's why it's so heinous to be abusive of this tool. People who actually need some help are negatively affected. claims to be "The World's #1 Personal Fundraising Websites."[sic], and it may be, but there are challengers. Here are 5 different types.. charges you 5%, then an additional 2.9% credit card processing fee, and then 30 cents for each donation. Even if you don't reach your target amount you get to keep the cash. charges only the 2.9% credit card fee. charges you 7.9%, then an additional 2.9% credit card processing fee, and then 50 cents for each donation but claim that they can get the donors to pay the fees on their side giving you 100%. Even if you don't reach your target amount you get to keep the cash. charges 2.9% credit card processing and an additional 30 cents per transaction and then 4.9%, or 4.4% if you raise over $50,000, 3.9% over $500,000, and 2.9% over $1,000,000. Even if you don't reach your target amount you get to keep the cash. charges 3-5% credit card processing and a one time $25 (because it's international) and then 4%, if you reach your goal., 9% if you don't and want to keep the money. 0% if you give the money back, no credit card fees either.


Many of the campaigns on these sites are, to save words, depressing. For a brighter, cheerful, even zany read, try KickStarter.


KickStarter is crowdfunding too, but for entrepreneurs, inventors, indie filmmakers, photographers, artists, dance troupes,  magicians, and makers of Goat Milk Soap. They charge 5% plus 3-5% for the credit card processing. But only if you reach your goal.





Goat Milk Soaps, KickStarter, horrific diseases, GiveForward, it's your call, and that's Cocktail Talk.



Thank you for reading,



Craig Phillips

CN Consulting, Inc.





CN Consulting, Inc -
Computer Consulting for Business!



CN Consulting Inc. (CNCI) is an independent consulting company formed in 1990 and located within easy reach of both Chicago and Milwaukee.


CNCI maintains a select client base providing consulting services concerning the use of information technology. We persistently look for advantage to our clients in added value and reduced cost made available by advancing technology.


CNCI does not have financial interest in any given product or product line. We evaluate current and emerging technologies solely based on their benefit to our clients. CNCI implements the solutions it recommends and readily partners with companies that offer products and services to the advantage of our clients. CNCI offers complete client support with singular accountability.


We maximize the benefit of our clients' existing technology, systems, and platforms while integrating the benefits provided by new technology.


Business Continuity and Business Development are our goals with Continuity being the foundation of Development.


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